![]() But they’ve carefully avoided naming which companies are guilty of burning so much cash. Uber investor Bill Gurley and Lyft investor Marc Andreessen have been the most vocal. This year Silicon Valley’s most prominent investors have issued warnings about out-of-control spending at start-ups, while maintaining that this is not a tech bubble. Uber is currently trying to argue its way out of a similar class-action lawsuit. But one could easily argue that regulatory attention on worker classification was just the final blow to Homejoy’s already-failing business. Homejoy, an “Uber for maids” company that raised $39.7 million in funding, shut down in July, blaming a class-action lawsuit against the way it classifies its workers. If Uber has to burn tens of millions per quarter to grow its business, what does that mean for the countless “Uber for X” start-ups that followed Uber’s model because it looks like a sure win? What does that mean for the $4.1 billion invested into on-demand start-ups last year? There’s Doughbies, the Uber for chocolate chip cookies. There’s an Uber for doctors, massages, haircuts, flowers, reservations, booze, marijuana, dog walking, cat sitting and pizza. ![]() And there is an Uber for everything: Uber for groceries, Uber for housecleaning, Uber for moving and Uber for lawn mowing. Start-ups that deliver on-demand services through an app use the analogy “Uber for X” as shorthand for their strategies. Uber’s model is so revolutionary that legions of imitators have copied it. The company’s business model has been praised as disruptive, pioneering and inevitable. Further, because it’s all happening in the private sector, regular Joe and Jane investors aren’t risking their retirement funds like they did in the dot-com bubble.Īs long as Uber’s financials are private, it can be viewed as a winner. Compare that to 126 such deals in all of 2013, and just 23 in the second half of 2013.ĭefenders of this jump in mega-rounds will correctly point out that the $50 billion invested in private tech companies each year is tiny compared with the trillions deployed by mutual funds and public market investors. Or when you see that they’re actually getting those deals: In the first half of this year, more than 100 start-ups have raised funding rounds of $100 million or more, according to CB Insights. But it provides some perspective when you hear stories of start-up founders with unproven business models demanding “one-on-one deals” - a $100-million investment on a $1-billion valuation. ![]() For starters, Microsoft was selling to a small, fast-growing market of computer owners - less than 10% of households in the ‘80s - compared with almost 2 billion smartphone users today. In other words, Microsoft had been sustaining its own growth for years. By the time Microsoft went public in 1986, it enjoyed pre-tax profit margins as high as 34%. That’s about $2.9 million on a $525-million valuation in today’s money. ![]() But Uber’s big ambitions don’t make its financials any less unsettling.Ĭonsider that Microsoft raised a total of $1 million in venture backing for a 5% stake, in 1981. If you wanted that, go find a nice lifestyle business, or start an agency, according to the thinking in Silicon Valley. Uber, like its VC-backed peers, is not playing it safe. It’s easy to forget, as private company valuations shoot to dizzying heights, that venture capital is designed for high risks and high rewards. This is the rub with all the successful-looking start-ups propped up by venture funding.
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View the full User License Agreement here. The above is a summary of the key inclusions in our license. ✘ Reverse-engineering and/or use of a True Grit product to create a similar product offered for free or for sale. ✘ Distribution via any physical or internet-connected storage device, cloud service or file-sharing website either for free or payment. ✘ Installation into apps other than the app the Graphic Assets are designed for. ✘ Sub-licensing, resale, sharing, transfer or redistribution either for free or payment. NEED AN EXTENDED LICENSE? Contact us here. (!) Any use over the limits described in the Allowed Uses section above. (!) Embedding in create-on-demand or design-it-yourself software or services (individuals selling finished artwork or products for sale on print-on-demand sites OK). (!) Global or international print advertising campaigns. (!) Use by organizations or subsidiaries thereof with annual revenue of more than $250 million USD. ![]() ✔ Desktop, web, mobile, and video game applications (single app). ✔ Print and outdoor advertising (local & national campaigns). ✔ Use in broadcast, film and streaming content (up to 500,000 lifetime views). ✔ Video advertising (up to 500,000 lifetime views). ✔ Physical end products offered for sale such as homewares, apparel, product packaging, art-prints, greeting-cards, posters, etc (up to 250,000 units). ✔ Creation of digital stock illustration & photography for sale including NFT's. ✔ Branding, logos, stationery, posters and signage. ✔ Social media content for personal, company and client use. ![]() ✔ Music packaging in physical and digital formats. ✔ Print and digital publishing projects including comics, book covers, magazines, editorial illustrations and picture books. a desktop at the studio and a laptop or iPad for home or travel). This is displayed on your receipt as the product quantity.Įach user can install or use the Graphic Assets on up to two devices for use by the same user (e.g. The number of users allowed is equal to the number of users chosen at the time of purchase on the product page. HOW MANY PEOPLE CAN USE A PURCHASED PRODUCT? Individuals, freelancers, creative agencies, and organizations with less than 250 million USD in annual revenue. ![]() The special also featured the appearance of the Daleks and the return of the Zygons, shape-shifting aliens who had previously appeared only in Terror of the Zygons (1975). Rounding out the guest cast were Joanna Page as Queen Elizabeth I and Jemma Redgrave as Kate Stewart, the daughter of 1970s central figure Brigadier Lethbridge-Stewart. Other appearances included a brief glimpse of the then-upcoming Twelfth Doctor ( Peter Capaldi), and a guest appearance by Fourth Doctor actor Tom Baker, in his late 70s. She is invisible and inaudible to everyone but the War Doctor ( John Hurt). Previous lead actors David Tennant and Billie Piper returned for the episode Tennant reprised his role as the Tenth Doctor, while Piper portrayed a sentient doomsday weapon called the Moment, projected as an image based on her character Rose Tyler. The episode starred Matt Smith as the Eleventh Doctor and Jenna Coleman as his companion, Clara Oswald. However, the time distortions incurred causes all but his latest incarnation to have no memory of the changed decision. Revising the backstory, the Doctor succumbs to Clara Oswald's plea to change his mind and instead he freezes his war-torn home planet in a single moment in time and hides it in a pocket universe, rather than destroy it. The 77-minute episode shows the last day of the Time War, in which the War Doctor chooses to kill both Daleks and his own race of Time Lords to end the destructive conflict, paralleling this with a present-day choice by paramilitary organisation UNIT to destroy London rather than allow an alien invasion. It achieved the Guinness World Record for the largest ever simulcast of a TV drama and won the Radio Times Audience Award at the 2014 British Academy Television Awards. The special was broadcast simultaneously in 94 countries, and was shown concurrently in 3D in some cinemas. It was shown on BBC One on 23 November 2013, in both 2D and 3D. It was written by Steven Moffat, who served as an executive producer alongside Faith Penhale. " The Day of the Doctor" is a special episode of the British science fiction television programme Doctor Who, marking the programme's 50th anniversary. ![]() List of Doctor Who episodes (2005–present) ![]() Ronny Rodriguez might be getting hot again?: Rodriguez’s numbers haven’t been extraordinary since his most recent call-up, but with two more hits in this game, his bat is starting to perk up. Now if they could just work on drawing some walks. They combined for four doubles and two home runs - both of which were solo shots, unfortunately. The Tigers had their hitting shoes on in this one, recording five runs on 12 hits. The offense did its job: For as bad as Detroit’s lineup has been this year, they deserve credit when they get things right. ![]() He was able to eat five innings in his previous two starts, but couldn’t even save the bullpen in this one, recording just seven outs before departing. The Edwin Jackson experiment went as expected: Jackson enjoyed two solid outings to open his second stint with the Tigers, but has now surrendered 19 runs (16 earned) in his last three outings. David McKay allowed a run in the top of the eighth on a pair of hits, but Ronny Rodriguez pulled one back with a solo home run in the bottom of the frame. Lefthander Nick Ramirez had a solid outing out of the Tigers’ bullpen, throwing three scoreless frames with just one hit allowed. John Hicks hit a solo shot in the bottom of the fourth, and then the two teams went scoreless for three innings. Cron hit a three-run home run with two outs to extend Minnesota’s lead to 12-3. That third out would have come in handy, as C.J. ![]() Polanco and Cruz singled to open the inning, and Polanco came around to score on a fielder’s choice that was hit too slowly to turn into a double play. Hall’s luck didn’t get any better in the fourth. Matt Hall did his best to limit the damage, but a pair of runs scored on a soft groundout and a passed ball by Rogers. After a Jake Rogers RBI double cut the lead to 6-3 in the bottom of the second, the Twins opened the third inning by loading the bases, chasing Jackson to the showers. Kepler plated Jake Cave with an RBI double in the second, then scored on a sacrifice fly from Cruz to extend Minnesota’s lead back to four. The Twins poured it on from there, however. Rodriguez then came around to score on a single from Dawel Lugo, cutting Minnesota’s lead to 4-2. Ronny Rodriguez came through with a two-out double, however, scoring Reyes. After Harold Castro struck out, Reyes was picked off at first - it wasn’t a great inning for the rookie. Victor Reyes led off the inning with a double, and Willi Castro singled, moving Reyes to third. The Tigers did their best to keep pace in the bottom of the first. Luis Arraez, the sixth batter of the game, grounded into a fielder’s choice, which scored Rosario. Eddie Rosario singled to score Polanco, and then Cruz came home on a fielding error from shortstop Willi Castro. ![]() Max Kepler walked to open the game, then came around to score thanks to singles from Jorge Polanco and Nelson Cruz. Minnesota opened up with four runs in the top of the first, all of which scored before the Tigers even recorded an out. The scoring came early and often on both sides in this one. Jackson gave up eight runs (six earned) on seven hits in just 2 1⁄ 3 frames to suffer his third consecutive loss. The Minnesota Twins scored in each of the first four innings and knocked Edwin Jackson out in the third as they rolled to a 13-5 win over the Detroit Tigers at Comerica Park on Friday. The new Dublin Branch opened June 6, 2019.The new Martin Luther King Branch opened Oct.The new Hilliard Branch opened June 21, 2018.The new Northside Branch opened June 22, 2017.The new Northern Lights Branch opened Sept.The transformed Main Library opened June 25, 2016.The new Parsons Branch opened June 4, 2016.The new Whitehall Branch opened April 11, 2015.The new Driving Park Branch opened July 12, 2014.In 2019, CML completed Phase I of its aspirational building program, which renovated or rebuilt 10 of its 23 locations: and Friday and Saturday from 10 a.m.-6 p.m. It is open Monday through Thursday from 10 a.m.-7 p.m. CML hopes to open the new branch in 2023.ĭuring construction, CML has opened a temporary Gahanna Branch at 310 Hamilton Rd. The new two-level Gahanna Branch will nearly double its size from roughly 21,400 square feet to approximately 35,300 square feet. The former Gahanna Branch, built in 1991 and renovated in 1998, was one of the most heavily used in CML’s 23-location system. This construction milestone marks the topping out of the third project in the second phase of CML’s 4-project aspirational building program.ĬML CEO Patrick Losinski was joined by Gahanna Mayor Laurie Jadwin, NBBJ architect Mike Suriano, Turner Construction Project Manager Dave Brown and CML Gahanna Branch Manager Nate Oliver. COLUMBUS-Columbus Metropolitan Library (CML) yesterday topped out its new Gahanna Branch with the final steel beam. ![]() The National Weather Service's 148 WSR-88D Doppler radars can detect most precipitation within approximately 90 mi of the radar, and intense rain or snow within approximately 155 mi. This ability to "see" the wind is what enables the National Weather Service to detect the formation of tornados which, in turn, allows us to issue tornado warnings with more advanced notice. Information on the movement of objects either toward or away from the radar can be used to estimate the speed of the wind. The radar's computers measure the frequency change of the reflected pulse of energy and then convert that change to a velocity of the object, either toward or from the radar. The same effect takes place in the atmosphere as a pulse of energy from NEXRAD strikes an object and is reflected back toward the radar. The faster the train moves, the greater the change in the whistle's pitch as it passes your location. Likewise, as the train moves away from you, the sound waves are stretched, lowering the pitch of the whistle. As the train approaches, the sound waves that make up the whistle are compressed making the pitch higher than if the train was stationary. You have most likely experienced the "Doppler effect" around trains.Īs a train passes your location, you may have noticed the pitch in the train's whistle changing from high to low. This Doppler effect was named after the Austrian physicist, Christian Doppler, who discovered it. The frequency of the returning signal typically changes based upon the motion of the raindrops (or bugs, dust, etc.). The ability to detect the "shift in the frequency" of the pulse of energy makes NEXRAD a Doppler radar. Computers analyze the strength of the returned radar waves, time it took to travel to the object and back, and frequency shift of the pulse. This reflected signal is then received by the radar during its listening period. A small portion of that scattered energy is directed back toward the radar. ![]() The radar emits a short pulse of energy, and if the pulse strike an object (raindrop, snowflake, bug, bird, etc), the radar waves are scattered in all directions. NEXRAD ( Next Generation Radar) can measure both precipitation and wind. In addition, the radar image will not show echos from precipitation that lies outside the radar's beam, either because the precipitation is too high above the radar, or because it is so close to the Earth's surface that it lies beneath the radar's beam. To determine if precipitation is occurring at greater distances, link to an adjacent radar. This image will not show echoes that are more distant than 143 miles, even though precipitation may be occurring at these greater distances. The maximum range of the base reflectivity product is 143 miles (230 km) from the radar location. Base reflectivity images are available at several different elevation angles (tilts) of the antenna the base reflectivity image currently available on this website is from the lowest "tilt" angle (0.5°). "Reflectivity" is the amount of transmitted power returned to the radar receiver after hitting precipitation, compared to a reference power density at a distance of 1 meter from the radar antenna. ![]() The Local Radar base reflectivity product is a display of echo intensity (reflectivity) measured in dBZ (decibels). Precipitation intensity is measured by a ground-based radar that bounces radar waves off of precipitation. "Wouldn’t it be better to work on another task?" now? With all the things you have to do?"ĭuring the day, you need to complete several tasks and Time can show up in your mind in the shape of thoughts like: "Why don't you start working on that other project" "I think it's time to update our Facebook account." While you're working on a task, Time can show up in your mind in the shape of thoughts like: When dealing with Time, there are several situations in which it can appear as a vicious predator. The Pomodoro® Technique is not just the timer! The Pomodoro® timer is for sure the most iconic element of the technique. Is the Pomodoro® Technique just the timer? I decided to use Time, spend it to take a break, favour my mental processes, allow my mind to organize the information it had acquired in the working time and put me in the best situation to start my next Pomodoro." Exactly at the moment when Time appeared to be such a vicious predator to me I managed to stop in front of it, and still and afraid ask this simple question: "How can you, Time, be useful to me now?įor the first time I used time instead of running away from Time. There, on that table in September 1987, I hadn't noticed yet but for the first time I had managed to turn time into an ally. I didn't take too long to realize that, for a number of factors, the ideal unit of work was 25 minutes followed by a 2-5 minute break. I got to one hour, but that was too much. Surprised, I began to ask myself why it had worked? I gradually increased the amount of time when I set the timer. When the timer rang I had won my bet against Time. I wound it up to two minutes and started reading my book. The timer was red and shaped like a Pomodoro (tomato in English). I made a humble bet with myself: 'Can you stay focused for two minutes without distraction?' I went to the kitchen, grabbed a timer and came back to my table. I couldn't keep my mind focused on my book. "I was a student at the university in 1987 and I had to take the sociology exam in September. Why Pomodoro®?įrancesco Cirillo, the creator of the Pomodoro® Technique tells the "Pomodoro Story." The Pomodoro® Technique helps our brain recognise and observe those tricky moments and learn how to deal with them efficiently, which is so crucial in order to find functional answers and in the end to reach our goals. Procrastination and low productivity are the effect of the anxiety we feel when we don't know how to deal with the fact that we can't control time. And, as you may have experienced, these answers generate more frustration, weariness and a sense of guilt. The answers our frightened mind finds are dysfunctional: “run faster”, “work harder”, ”find a shortcut” "do something else". When our mind realizes that it cannot control time, we get scared and time appears to us as a vicious predator. We can't have as much as we want, neither stop it nor slow it down. This deceptively simple tool transforms both work and home life and make us far more productive. The Pomodoro® Technique is a training programme to learn how to deal with these occurrences in a productive way in order to reach our own objectives. These kinds of occurrences are common when it comes to reaching goals under the pressure of time. We know we should focus on the task in hand, but it feels impossible with so many distractions and demands on our time. You are not alone! We all face the same problem. You need to reach multiple goals by the end of the week and you don’t know what the best task to start with is.You're constantly interrupted by other members of the team: your attention span gets smaller and smaller and you make more mistakes. ![]() ![]()
![]() Probate Code Section 16007: Duty to Make Trust Property Productive If the trust includes real estate and someone else is living in the property when the Settlor dies, the trustee may have a responsibility to remove that tenant and prepare the property to be sold in a reasonable time frame for a fair market value. This statute requires trustees to take affirmative action to take and keep control of trust assets and to preserve that property. Probate Code Section 16006: Duty to Take Control of and Preserve Trust Property The beneficiaries might view it as self-dealing and placing your interests above theirs. Also avoid purchasing or receiving in-kind distributions of real property from the trust. This prohibits a trustee from entering into transactions with trust property that will result in a profit to the trustee, or in which the trustee’s interest is adverse to the interests of the trust or its beneficiaries.įor example, a trustee usually must avoid taking personal loans from the trust, because it would result in the trustee having a conflict between their duties to the trust and their personal interests in profit. This statute requires that trustees avoid conflicts of interest. Probate Code Section 16004: Duty to Avoid Conflict of Interest You cannot favor one sibling with more communication regarding the trust administration while keeping another sibling in the dark. You cannot choose to give one beneficiary more of the inheritance than another one (although you can take a trustee fee for your efforts). If you’re the successor trustee and you struggle to get along with another family member/beneficiary, be especially careful. Observing this duty can be challenging when family dynamics are strained. In such cases, it is a clear violation of the law for the trustee to favor themself over another beneficiary. ![]() This is particularly critical when the trustee is also one of the beneficiaries. This statute states: “If a trust has two or more beneficiaries, the trustee has a duty to deal impartially with them.” A trustee cannot favor one beneficiary over another. Probate Code Section 16003: Duty to Deal Impartially with Beneficiaries Always keep the beneficiaries’ interests as your top priority. We once dealt with a trustee who chose to invest trust funds into their own personal business… which later failed, losing the trust funds. The trustee cannot use the trust for their own benefit. Under this statute, a trustee has a duty to administer the trust solely in the interest of the beneficiaries. Probate Code Section 16002: Duty of Loyalty However, as this section of the Probate Code explains, you must administer the terms of the trust as written and not as you may believe it should have been done. You may be completely right maybe the Settlor should have requested that the terms of the trust be written differently. You might think it would be better to oversee that beneficiaries’ inheritance on their behalf to prevent them from causing harm to themselves or others. Here’s an example: Let’s say the Settlor left their estate equally to their children outright (meaning with no additional stipulations), but one of the adult children is a drug addict. No matter how good the trustee’s intentions, the trustee is not free to administer the trust in some other manner. This statute requires a trustee to administer a trust according to law and in accordance with the trust agreement. Probate Code Section 16000: Duty to Administer Trust Let’s take a look at some of the most relevant duties you have as a trustee. In 1986, the California legislature enacted statutes in the Probate Code that codify many of those duties. Over the centuries, rules have developed which impose duties on persons acting as trustees of a trust. It helps you avoid litigation, especially with the trust beneficiaries.It helps you carry out the wishes of the loved one who trusted you to act in their best interests.As a new trustee, one of your first questions might be: What exactly are my duties in this role? Understanding your duties as a trustee serves two critical purposes: ![]() ![]() The terms and conditions cannot be changed.It does not have a cash value and investment component.Premiums are high for people over 50 years of age.The insurance lasts for a limited number of years.It is possible to convert to a permanent coverage plan.ĭownsides of Getting Term Life Insurance:.There is an accidental death benefit available.With additional protection, it provides coverage for critical illness.There are income tax benefits available.It offers affordable monthly/annual premiums.The monthly or annual premiums are determined by taking into consideration the applicant’s age, health, and life expectancy. Term life insurance is a risk management practice and does not have any investment component attached to it. If the policyholder outlives the stated term of his or her term life insurance, the policy can be renewed for another term or changed to a permanent coverage plan. The aim of this insurance policy is that in case the policyholder dies while his or her term life insurance policy is valid, the beneficiaries will be provided with the death benefit, a pre-decided monetary adjustment. It can be bought for a period of 5–40 years. Term life insurance is life insurance purchased for a specific number of years. ![]() The last section of the article focuses on frequently asked questions to help you navigate through the challenging maze of life insurance policies. After informing yourself, it will be a breeze to find the best life insurance company for you. whole life insurance article, we will discuss in detail the differences and similarities between these two types of coverages and help you decide which insurance policy is right for you. The term life coverage period is shorter however, it is simpler to apply for and cheaper. Whole life insurance offers lifetime coverage and also provides the support that you need during retirement. However, we will be focusing primarily on whole life insurance and term life insurance in this article. There are a few types of life insurance policies, each including a specific set of coverages. After the policyholder’s death, the beneficiaries (usually the deceased person’s family members) can make a life insurance policy claim to receive immediate financial support. Along with the difficulty of meeting their everyday expenses, they may have to repay loans that the deceased left behind.Ī life insurance policy can be a way out in this case. The sudden accidental death of a family's bread earner can leave the survivors in immense financial strain. The constant ups and downs can catch us off guard, throw our planning out of the window, and make us feel completely unprepared in moments of tragedies and calamities. Click on “Open Browser” when prompted and enter your Google account email address. Select “Google” from the list of Internet Accounts in the pop-up window.Ĥ. Now, click on the “Internet Accounts” icon.ģ. ![]() On your home screen, click on the Apple logo in the top left corner and then select “System Preferences.”Ģ. Until Google comes up with an official Gmail desktop app, here is how you can connect your Gmail account to Apple Mail on your Mac:ġ. However, when it comes to Gmail, you can easily add your account to the official Apple Mail app on your computer. There are many free and subscription-based desktop email clients you can use on your Mac PC. ![]() What Is the Best Gmail App for Mac Desktop? This is to be expected, and you can just ignore it and proceed. Furthermore, you might receive an email in your Gmail inbox notifying you that there is a new logon. Outlook will sync with your Gmail account automatically. When Outlook finishes adding your Gmail account, select “Done.” If you’ve previously set up 2-factor authentication on Gmail, you’ll be asked to enter a code that will be sent to your mobile device.Ĥ. When you enter your password, click on the “Sign in” option. Type in your Gmail address and click on “Connect.” Outlook will automatically launch the Gmail window and ask you for the password.ģ. You’ll find the “+Add Account” button in the top left corner.Ģ. Open Outlook and then select “File” from the main toolbar. Here’s how you can add your Gmail account to the Outlook desktop client:ġ. If you already use Office 365, you probably know that Outlook supports the use of multiple email accounts simultaneously. The closest solution is to add a Gmail account to the Microsoft Outlook email desktop client. Google has yet to create a Gmail app for Windows. This is the closest you can get to having a functional Gmail app on your PC desktop. When you click on it, your Gmail will launch in a separate window, not in the Chrome browser. Enter the name of the shortcut – “Gmail,” for example – and check the “Open as Window” box.Ī Gmail shortcut will automatically appear on your desktop. Select “More Tools” and then, from the extending menu, select “Create Shortcut.”.Open your Gmail inbox and navigate to the three vertical dots in the top right corner of the browser window.This process is going to be slightly different depending on which browser you’re using, but we’ll first cover Chrome, given that it’s most compatible with Gmail and you can use it on Windows and macOS PCs.įirst, make sure to sign in to your Gmail account using a Chrome web browser and then follow these instructions: Creating the Gmail Desktop ShortcutĪfter you’ve enabled offline mode in your Gmail account, it’s time to create a Gmail desktop shortcut that will launch the offline Gmail window. You will also have access to additional settings such as whether to download attachments or how long to keep emails stored on your PC. ![]() If you’re using a home computer and you’re confident no one else will have access to your data, you can select “Keep offline data on my computer.”
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